Why Invest in HMOs?

HMOs (Houses of Multiple Occupancy) are arguable one of the most lucrative property investment strategies. HMO's deliver significantly higher rental yields than standard buy-to-let properties and with a booming demand for shared housing in the north of England we are placed perfectly to delivery our clients access to these exciting opportunities.

Start Your HMO Journey Now

Benefits of HMO Investments in the North

  • Higher Rental Yields

    Multiple tenants mean more rental income compared to single-family rentals.

  • Reduced Risk of Vacancies

    With multiple tenants, income is less affected by single vacancies.

  • Growing Tenant Demand

    Professionals, students, and young renters increasingly prefer shared housing.

  • Affordable Entry Points

    Northern UK offers competitively priced properties perfect for HMO conversions.

Our HMO Services

HMO Property Sourcing:
We research, identify and analyse properties in high-demand areas that are perfect for HMO conversions and deliver maximum returns.

HMO Compliance and Licensing:
Our team ensures each property meets all local council regulations and licensing requirements, keeping your investment legal and stress-free.

Property Renovation and Conversion:
From design to completion, we oversee the transformation of each property into a compliant and attractive HMO. Providing a hassle free, hands off service.

Tenant Sourcing and Management:
With the option of added tenant sourcing and management through one of our trusted local agents, ongoing property management is covered. Meaning rent collection, maintenance, and compliance checks are all taken care of.

Financial and Market Guidance:
Our experts guide you through every step, from how to finance a HMO to understanding the market and and what rates and returns you can expect to achieve.

Ready to Start Your Journey to Financial Freedom?

Frequently Asked Questions About HMO's

What is a HMO, and how does it differ from a standard rental property?

A HMO (House of Multiple Occupancy) is a property rented out to three or more tenants who are not from the same household but share common areas like the kitchen, bathroom, or living spaces. Unlike a standard buy-to-let, where a single tenant or family rents the entire property, an HMO generates income from multiple tenants, typically leading to higher overall rental yields.

How do I ensure my HMO property is compliant with local regulations?

To ensure compliance, HMO properties must meet specific requirements set by local councils, including:

  • Obtaining an HMO license, if required.
  • Meeting minimum room sizes and amenity standards.
  • Ensuring fire safety regulations are adhered to, including installing fire doors and smoke alarms.
  • Providing a safe living environment with regular electrical, gas, and safety checks.

    At Invest North, we assist you in navigating these requirements, ensuring your property is fully compliant and meets all legal obligations.

What kind of returns can I expect from an HMO investment?

HMO properties typically deliver higher rental yields compared to standard buy-to-let properties. In the North, HMO yields often range between 8% and 12%, depending on the location, property size, and tenant type.

Additionally, HMOs offer reduced risk of total vacancy since income is spread across multiple tenants.

How do I finance a HMO investment?

Lenders often require a larger deposit (typically 25-30%) and may consider the potential rental income from multiple tenants. Our network of trusted mortgage advisors can guide you through the process, helping you secure the best financing options tailored to your needs.